There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Current variable mortgage rate is
Current prime rate is
- Bank Rates
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- Our Rates
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“Gayle, we are very happy with you. The service you provide is exactly what we look for – eager to help us, above friendly, easy to talk to, I never felt rushed, my questions or concerns were answered immediately or shortly after. You’ve made us feel important as though you genuinely are working for us. I have recommended you many times and will continue to do so – as well as be a repeat client. (For a fifth time) 🙂 “
This was the second time that we worked with Gayle Focken to purchase a home. She takes a very stressful time and turns it into a delight. She makes you feel special and always gets you the best deal possible. We are so grateful to be able to work with someone as wonderful as Gayle and her staff. She will always be our go to mortgage broker!
Ray & Shirley
“Trish and I had been holding a mortgage with one of the big banks in Canada for years. When we decided to move and found the perfect house, Gayle was there to do whatever it took to get us our mortgage. Without Gayle’s help, her understanding, trust in us, and knowing that the problem we encountered was only short term, we would not be in our house today. Thanks Gayle, your work got us everything we needed. ”
Dave & Trish
I met Brenda Upton 2 years ago when I was living in Princeton. I was applying for a mortgage, and it was my good fortune when I was introduced to Brenda.
Brenda was pleasant and professional from the very first and has continued so throughout the past two years I have known and worked with her.
I trust Brenda 100%, so much so, that when I moved away from Princeton and was living in another town and looking to apply for a mortgage, it was Brenda that I turned to.
Brenda always takes the time to explain things to me; she is patient and is truly interested in helping to secure the best mortgage rate for her clients.
Campbell: “You were a great benefit – made the whole process easier than expected. You got the best rate & I felt like you went beyond to help me with all my needs. Thx so much.”