There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Current variable mortgage rate is
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Gayle: “Service and attention to detail was exceptional! Thank you.”
“Dear Gayle, I was well informed and everything went as per plan. I am very grateful for all you have done to help me finance my renovation and do the 1st mortgage at the end at a very competitive rate. Thanks so much.”
“[Gayle], thanks for all your assistance. All of our questions were answered promptly.”
“Gayle and her team were outstanding. Even when Gayle was on vacation we got the answers we needed. Highly recommended for anyone and everyone. It was tricky for us as we are very new in town from the coast. All challenges aside, within 3 months we are in our home. Thanks again Gayle. Amazing 🙂 – Clients forever, Jack & Maigyn Castro”
Jack & Maigyn Castro
Did you feel well informed about the mortgage process and financing options provided to you? “Yes it was a nice experience.”
Did the process run smoothly and at a time frame that met your expectations? “Yes it was handled well and done at a right timing.”
Was I responsive to inquiries and did I answer and follow up with all your questions? “Yes you are very patient answering all my questions.”
Do you feel that my services benefited you? “It certainly benefited me and my family to start all over again and be more financially free and do things we wanted to do. God Bless.”
Alejo & Amy Encina